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Mobile Online Shopping Holds The Real Opportunity In Mobile Payments

Bill Ready

Monday, May 28, 2012 - 09:11

Mobile Online Shopping Holds The Real Opportunity In Mobile Payments. M-commerce is ramping up, proving that consumers not only like to shop via their mobile device, but also will purchase. However, the numbers also show that there’s significant room for improvement in the mobile device purchasing experience.

Every day there is a new headline about mobile payments focused on using a mobile phone to pay at retail locations. Paypal, Google and other industry giants are racing to provide new in-store mobile payment solutions. Large merchants, such as Wal-mart and Target have contemplated their own mobile payment solutions.  The debate about whether NFC will be the preferred technology to enable mobile payments rages. However, despite all this press and efforts by industry giants, there is stunningly little traction to use a mobile device to pay at retail locations. This is largely because the solutions offered by industry giants thus far don’t solve a meaningful problem in the daily lives of consumers or merchants. Few things in life are easier for consumers than swiping a credit card at checkout and in-store payment systems are as easy and ubiquitous as dial-tone for merchants.

 

Read the full story by clicking the link below
http://techcrunch.com/2012/05/27/mobile-online-shopping-holds-the-real-opportunity-in-mobi le-pa....
 
Tags: Mobile Commerce, Mobile Payments, Americas, IBM, PayPal, Google, Security, Online Payments

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