When Google first announced their NFC based mobile payment system Google Wallet, there was some huge buzz surrounding the service. Since then, Google Wallet has fallen flat. Other than Sprint, no carriers want to support Google Wallet. Which means it hasn’t been on more than one device so far. Verizon, T-Mobile and AT&T have their own NFC payment system on the way, but have yet to deliver any details on when it will arrive. It’s starting to look like NFC payments will never take off unless some sort of credible third party can think of a way to support just about any device, on any carrier, with any operating system. That’s where Moneto comes in.