The future of monetizing mobile marketing campaigns will be greatly simplified in tandem with the advent of newer, more convenient payment tools for consumers.

As a result, the mobile marketing community is buzzing this week over the recent speculation by Einar Rosenberg, Chief Technology Officer of Narian Technologies, Apple is currently tinkering with a radio-frequency identification (RFID) chip for possible inclusion in the next generation iPhone.

Apple’s impetus for seeking an RFID enabled iPhone is obvious. For Apple, turning the device into a handy payment tool makes the iPhone a far more convenient device than it already is. For mobile marketers, however, a group that has not yet had widespread opportunities to piggy-pack on such technology, the benefits could be equally bountiful.

Some mobile marketers have been gearing up for this eventuality just as aggressively as the tech world has.

In June, for example, Dairy Queen began testing an RFID-based customer loyalty program in Indiana. Customers who signed up for the program subsequently received coupons on their mobile phones via text message. The coupons were redeemable using RFID labels attached to the phones.

Apple’s potential foray into this arena could conceivably change the landscape of mobile technology forever in the US. And the impact on mobile marketing could be just as significant.